Affidavit

A sworn statement in writing usually given while under oath or in the presence of a notary.

In some circumstances, such as if you have to go through a legal action, such as a judicial or non-judicial foreclosure, a written statement is necessary to substantiate stated facts - and act as evidence. For example, you might wish to submit a written statement explaining your mortgage payment history and your point of view about the potential default situation. Such a statement could also come from a third party who has knowledge about the situation. You may need help with composing such a statement. Your attorney may do this for you, or a consumer legal aid agency can help.

FAQ:

Is there a standard form or layout for a typical affidavit if I want to write an affidavit myself?
Where can I find a notary?
Foreclosure law in your state

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